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Terms of Service

Mason offers disability insurance online. This page outlines the rules and expectations that protect you and protect Mason. Our goal is to keep them simple and easy to understand. If there's something you're not sure about, please reach out to us.

Eligibility

You must be at least 18 years old to use the Service. By agreeing to these Terms, you represent and warrant to us that: (a) you are at least 18 years old; (b) you have not previously been suspended or removed from the Service; and (c) your registration and your use of the Service is in compliance with any and all applicable laws and regulations. If you are an entity, organization, or company, the individual accepting these Terms on your behalf represents and warrants that they have authority to bind you to these Terms and you agree to be bound by these Terms.

Remember: if you buy insurance using Mason, there are important rules, conditions, exceptions, and requirements that apply to you and your insurance carrier in your issued insurance policy. Your rights and responsibilities are explained there. Your insurance policy will be mailed to you after you sign and pay your first payment.

Third Party Sites

Mason Finance may provide tools through the Service that enable you to export information, including User Content, to third party services. By using one of these tools, you agree that Mason Finance may transfer that information to the applicable third party service. Third party services are not under Mason Finance’s control, and, to the fullest extent permitted by law, Mason Finance is not responsible for any third party service’s use of your exported information. The Service may also contain links to third party websites. Linked websites are not under Mason Finance’s control, and Mason Finance is not responsible for their content.

Mason only sells insurance in states it's licensed to sell. Mason is not an insurance company, instead we provide the products and services of our admitted insurance carrier partners licensed to sell insurance in your state. Not all products are available in all states. Mason is paid commissions and may receive other performance-based compensation for its services.

Our quote is not the final priceMason generates quotes for life insurance products. These prices change based on your answers to our questions during your application, your choices for different products, or due to changes of insurance pricing guides. For example, if you apply for disability insurance just before your birthday, but don't pay for it that day, it can cost more a few days later — since it's after your birthday and your price goes up as you get older. Whenever you leave your application before you pay, your price may change. Your price isn't final and set until you sign and pay.

Ownership, Proprietary Rights

The Service is owned and operated by Mason Finance. The visual interfaces, graphics, design, compilation, information, data, computer code (including source code or object code), products, software, services, and all other elements of the Service (“Materials”) provided by Mason Finance are protected by intellectual property and other laws. All Materials included in the Service are the property of Mason Finance or its third party licensors. Except as expressly authorized by Mason Finance, you may not make use of the Materials. Mason Finance reserves all rights to the Materials not granted expressly in these Terms.

Legal Liabilities and Terms

THE SERVICE AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE SERVICE ARE PROVIDED “AS IS” AND ON AN “AS AVAILABLE” BASIS. MASON FINANCE DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, RELATING TO THE SERVICE AND ALL MATERIALS AND CONTENT AVAILABLE THROUGH THE SERVICE, INCLUDING: (A) ANY IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, OR NON-INFRINGEMENT; AND (B) ANY WARRANTY ARISING OUT OF COURSE OF DEALING, USAGE, OR TRADE. MASON FINANCE DOES NOT WARRANT THAT THE SERVICE OR ANY PORTION OF THE SERVICE, OR ANY MATERIALS OR CONTENT OFFERED THROUGH THE SERVICE, WILL BE UNINTERRUPTED, SECURE, OR FREE OF ERRORS, VIRUSES, OR OTHER HARMFUL COMPONENTS, AND MASON FINANCE DOES NOT WARRANT THAT ANY OF THOSE ISSUES WILL BE CORRECTED.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM THE SERVICE OR MASON FINANCE ENTITIES OR ANY MATERIALS OR CONTENT AVAILABLE THROUGH THE SERVICE WILL CREATE ANY WARRANTY REGARDING ANY OF THE MASON FINANCE ENTITIES OR THE SERVICE THAT IS NOT EXPRESSLY STATED IN THESE TERMS. WE ARE NOT RESPONSIBLE FOR ANY DAMAGE THAT MAY RESULT FROM THE SERVICE AND YOUR DEALING WITH ANY OTHER SERVICE USER. YOU UNDERSTAND AND AGREE THAT YOU USE ANY PORTION OF THE SERVICE AT YOUR OWN DISCRETION AND RISK, AND THAT WE ARE NOT RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SERVICE) OR ANY LOSS OF DATA, INCLUDING USER CONTENT.
 
THE LIMITATIONS, EXCLUSIONS AND DISCLAIMERS IN THIS SECTION APPLY TO THE FULLEST EXTENT PERMITTED BY LAW. Mason Finance does not disclaim any warranty or other right that Mason Finance is prohibited from disclaiming under applicable law.
 Limitation of LiabilityTO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL THE MASON FINANCE ENTITIES BE LIABLE TO YOU FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF, OR YOUR INABILITY TO ACCESS OR USE, THE SERVICE OR ANY MATERIALS OR CONTENT ON THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT ANY MASON FINANCE ENTITY HAS BEEN INFORMED OF THE POSSIBILITY OF DAMAGE.